{"schema_version":"secwatch.filing_event.v1","accession":"0001818502-26-000094","form_type":"8-K","ticker":"OPFI","cik":"0001818502","company_name":"OppFi Inc.","filed_at":"2026-11-03T13:36:37+00:00","discovered_at":"2026-11-03T13:40:00.321719+00:00","generated_at":"2026-11-03T13:40:07.204716+00:00","sec_items":["7.01","8.01","9.01"],"event_type":"m_and_a","sentiment":"negative","materiality_score":0.65,"calibrated_materiality_score":0.65,"confidence":"high","headline":"OppFi withdraws OCC, Fed, FDIC applications for BNCCORP deal; merger agreement remains in effect","bullets":["OppFi withdrew applications to the OCC, Federal Reserve and FDIC for its proposed acquisition of BNCCORP (OTCQX: BNCC) and BNC National Bank.","Merger agreement dated April 28, 2026 has not been terminated and remains in effect, OppFi said.","OppFi reaffirmed 2026 guidance: revenue $600M-$610M, adjusted net income $115M-$120M, adjusted EPS $1.34-$1.40 on ~86M diluted shares.","CEO Todd Schwartz said applications met statutory criteria but regulators lacked clearly articulated standards; OppFi will engage on market- and consumer-based standards.","OppFi said it proactively engaged federal regulators and responded to extensive information requests from the OCC, Fed and FDIC during the application process."],"urls":{"canonical":"https://secwatch.observer/filing/0001818502-26-000094","json":"https://secwatch.observer/filing/0001818502-26-000094.json","markdown":"https://secwatch.observer/filing/0001818502-26-000094.md","text":"https://secwatch.observer/filing/0001818502-26-000094.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1818502/000181850226000094/0001818502-26-000094-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1818502/000181850226000094/opfi-20261103.htm"},"model":{"generated_by":"deepseek-v4.1-flash:cloud@v2","generated_at":"2026-11-03T13:40:07.204716+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}