{"schema_version":"secwatch.filing_event.v1","accession":"0001818874-22-000236","form_type":"8-K","ticker":"SOFI","cik":"0001818874","company_name":"SoFi Technologies, Inc.","filed_at":"2022-11-01T23:59:59+00:00","discovered_at":"2026-05-14T18:03:52.302654+00:00","generated_at":"2026-06-22T19:09:18.174541+00:00","sec_items":["2.02","9.01"],"event_type":"earnings","sentiment":"positive","materiality_score":0.85,"calibrated_materiality_score":0.85,"confidence":"high","headline":"SoFi Q3 GAAP revenue $424M (+56% YoY), adj. EBITDA record $44M, raised FY guidance","bullets":["Q3 GAAP net revenue $424M, up 56% YoY; adjusted net revenue $419M, up 51%.","Record adjusted EBITDA $44M, up 332% YoY and 118% sequentially.","Added nearly 424,000 new members; total members 4.7M, up 61% YoY.","Total products 7.2M, up 69% YoY, with over 635,000 new product adds.","Raised full-year 2022 guidance; net loss $74M ($0.09 loss per share)."],"urls":{"canonical":"https://secwatch.observer/filing/0001818874-22-000236","json":"https://secwatch.observer/filing/0001818874-22-000236.json","markdown":"https://secwatch.observer/filing/0001818874-22-000236.md","text":"https://secwatch.observer/filing/0001818874-22-000236.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1818874/000181887422000236/0001818874-22-000236-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1818874/000181887422000236/sofi-20221101.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-06-22T19:09:18.174541+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[{"claim_id":"b461b9c96ccf2afb39f764509bbc918ded4b4745","claim":"SoFi Technologies, Inc. reported three months ended September 30, 2022 results: revenue $423,985, net income Net loss (74,209), EPS Loss per share – basic and diluted (0.09). Guidance raised.","evidence_excerpt":"Consolidated Results Summary Three Months Ended September 30, % Change ($ in thousands) 2022 2021 Consolidated – GAAP Total net revenue $ 423,985 $ 272,006 56 % Net loss (74,209) (30,047) n/m Loss per share – basic and diluted (0.09) (0.05) n/m","evidence_source":"SEC 8-K Item 2.02","evidence_url":"https://www.sec.gov/Archives/edgar/data/1818874/000181887422000236/0001818874-22-000236-index.htm","confidence":0.9,"family_label":"Earnings Releases","details":[{"label":"Period","value":"three months ended September 30, 2022"},{"label":"Revenue","value":"$423,985"},{"label":"Net income","value":"Net loss (74,209)"},{"label":"EPS","value":"Loss per share – basic and diluted (0.09)"},{"label":"Guidance","value":"raised"},{"label":"Result","value":"reported results"}],"fact_type":"earnings_release"}],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}