{"schema_version":"secwatch.filing_event.v1","accession":"0001818874-23-000076","form_type":"8-K","ticker":"SOFI","cik":"0001818874","company_name":"SoFi Technologies, Inc.","filed_at":"2023-05-01T23:59:59+00:00","discovered_at":"2026-05-14T18:03:40.826303+00:00","generated_at":"2026-06-16T05:15:25.263963+00:00","sec_items":["2.02","9.01"],"event_type":"earnings","sentiment":"positive","materiality_score":0.85,"calibrated_materiality_score":0.85,"confidence":"high","headline":"SoFi Q1 record adj. net revenue $460M (+43% YoY); raises full-year guidance","bullets":["GAAP net revenue $472M (+43% YoY); adjusted net revenue $460M (+43% YoY).","Adjusted EBITDA $76M (+772% YoY), 16% margin; net loss narrowed to $34.4M from $110.4M.","Added 433k new members (total 5.7M, +46% YoY) and 660k new products (total 8.6M, +46% YoY).","Management raised full-year 2023 adjusted net revenue and adjusted EBITDA guidance.","EPS loss $0.05 vs. $0.14 a year ago; all three segments (Lending, Tech Platform, Financial Services) contributed."],"urls":{"canonical":"https://secwatch.observer/filing/0001818874-23-000076","json":"https://secwatch.observer/filing/0001818874-23-000076.json","markdown":"https://secwatch.observer/filing/0001818874-23-000076.md","text":"https://secwatch.observer/filing/0001818874-23-000076.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1818874/000181887423000076/0001818874-23-000076-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1818874/000181887423000076/sofi-20230501.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-06-16T05:15:25.263963+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[{"claim_id":"9b052f1c325b31722a3a0a4574ab8b906a1780df","claim":"SoFi Technologies, Inc. reported first quarter ended March 31, 2023 results: revenue $472 Million, net income (34,422), EPS (0.05). Guidance raised.","evidence_excerpt":"\"filed\". --- EX-99.1 (EX-99.1) --- SOFI TECHNOLOGIES, INC. REPORTS FIRST QUARTER 2023 RESULTS Record GAAP and Adjusted Net Revenue for First Quarter 2023 GAAP Net Revenue of $472 Million Up 43%; $460 Million Adjusted Net Revenue Up 43% Year-over-Year Record Adjusted EBITDA of $76 Million Up 772% Year-over-Year and Up 8% Sequentially New Member Adds of Over","evidence_source":"SEC 8-K Item 2.02","evidence_url":"https://www.sec.gov/Archives/edgar/data/1818874/000181887423000076/0001818874-23-000076-index.htm","confidence":0.9,"family_label":"Earnings Releases","details":[{"label":"Period","value":"first quarter ended March 31, 2023"},{"label":"Revenue","value":"$472 Million"},{"label":"Net income","value":"(34,422)"},{"label":"EPS","value":"(0.05)"},{"label":"Guidance","value":"raised"},{"label":"Result","value":"reported results"}],"fact_type":"earnings_release"}],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}