{"schema_version":"secwatch.filing_event.v1","accession":"0001818874-23-000140","form_type":"8-K","ticker":"SOFI","cik":"0001818874","company_name":"SoFi Technologies, Inc.","filed_at":"2023-07-31T23:59:59+00:00","discovered_at":"2026-05-14T18:03:35.416770+00:00","generated_at":"2026-06-12T22:14:32.286871+00:00","sec_items":["2.02","9.01"],"event_type":"earnings","sentiment":"positive","materiality_score":0.8,"calibrated_materiality_score":0.8,"confidence":"high","headline":"SoFi Q2 record revenue $498M (+37% YoY); adjusted EBITDA $77M (+278% YoY); guidance raised","bullets":["GAAP net revenue $498M (+37% YoY); adjusted net revenue $489M (+37% YoY).","Record adjusted EBITDA $77M, up 278% YoY, 16% margin.","Net loss to common stockholders $57.6M ($0.06 per share) vs $105.9M ($0.12) last year.","Added 584k new members; total members 6.2M (+44% YoY); deposits $12.7B (+26% in Q2).","Management raises full-year 2023 guidance."],"urls":{"canonical":"https://secwatch.observer/filing/0001818874-23-000140","json":"https://secwatch.observer/filing/0001818874-23-000140.json","markdown":"https://secwatch.observer/filing/0001818874-23-000140.md","text":"https://secwatch.observer/filing/0001818874-23-000140.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1818874/000181887423000140/0001818874-23-000140-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1818874/000181887423000140/sofi-20230731.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-06-12T22:14:32.286871+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[{"claim_id":"c4c137f5759e13e272f954651f918ccf70db51d5","claim":"SoFi Technologies, Inc. reported three months ended June 30, 2023 results: revenue $ 498,018, net income (47,549), EPS (0.06). Guidance raised.","evidence_excerpt":"Total net revenue $ 498,018 $ 362,527 37 % Net loss (47,549) (95,835) (50) % Net loss attributable to common stockholders – basic and diluted (1) (57,628) (105,914) (46) % Loss per share attributable to common stockholders – basic and diluted (0.06) (0.12) (50) %","evidence_source":"SEC 8-K Item 2.02","evidence_url":"https://www.sec.gov/Archives/edgar/data/1818874/000181887423000140/0001818874-23-000140-index.htm","confidence":0.9,"family_label":"Earnings Releases","details":[{"label":"Period","value":"three months ended June 30, 2023"},{"label":"Revenue","value":"$ 498,018"},{"label":"Net income","value":"(47,549)"},{"label":"EPS","value":"(0.06)"},{"label":"Guidance","value":"raised"},{"label":"Result","value":"reported results"}],"fact_type":"earnings_release"}],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}