{"schema_version":"secwatch.filing_event.v1","accession":"0001818874-24-000034","form_type":"8-K","ticker":"SOFI","cik":"0001818874","company_name":"SoFi Technologies, Inc.","filed_at":"2024-03-05T23:59:59+00:00","discovered_at":"2026-05-14T18:03:25.671787+00:00","generated_at":"2026-06-05T04:00:25.094484+00:00","sec_items":["7.01","8.01","9.01"],"event_type":"debt","sentiment":"neutral","materiality_score":0.75,"calibrated_materiality_score":0.75,"confidence":"high","headline":"SoFi announces $750M convertible notes offering due 2029; exchanges $600M of 2026 notes","bullets":["$750M convertible senior notes due 2029 offered privately; underwriters granted option for additional $112.5M.","Exchanged $600M of existing 0% convertible notes due 2026 for ~61.7M shares of common stock prior to offering.","Pro forma capital ratio would increase >200 bps from 15.3% to >17.3%; expected accretive to Q1 2024 GAAP net income.","Proceeds to fund capped call transactions, redeem 12.5% Series 1 Preferred Stock, and for general corporate purposes.","Notes will be unsecured, mature Mar 15, 2029; interest rate and conversion terms to be set at pricing."],"urls":{"canonical":"https://secwatch.observer/filing/0001818874-24-000034","json":"https://secwatch.observer/filing/0001818874-24-000034.json","markdown":"https://secwatch.observer/filing/0001818874-24-000034.md","text":"https://secwatch.observer/filing/0001818874-24-000034.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1818874/000181887424000034/0001818874-24-000034-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1818874/000181887424000034/sofi-20240305.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-06-05T04:00:25.094484+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}