{"schema_version":"secwatch.filing_event.v1","accession":"0001818874-24-000115","form_type":"8-K","ticker":"SOFI","cik":"0001818874","company_name":"SoFi Technologies, Inc.","filed_at":"2024-04-29T23:59:59+00:00","discovered_at":"2026-05-14T18:03:20.340256+00:00","generated_at":"2026-06-03T05:42:39.292373+00:00","sec_items":["2.02","9.01"],"event_type":"earnings","sentiment":"positive","materiality_score":0.75,"calibrated_materiality_score":0.75,"confidence":"high","headline":"SoFi Q1 net income $88M, second straight GAAP profit; adj revenue up 26% YoY","bullets":["GAAP net income $88M vs loss $34M Q1 2023; diluted EPS $0.02.","Total net revenue $645M (+37% YoY); adjusted net revenue $581M (+26%).","Adjusted EBITDA $144M (+91%), margin 25%; all three segments contribution profitable.","Tech Platform & Financial Services combined rev grew 54%, now 42% of adj revenue.","Management raises FY 2024 guidance (specific numbers not disclosed in excerpt)."],"urls":{"canonical":"https://secwatch.observer/filing/0001818874-24-000115","json":"https://secwatch.observer/filing/0001818874-24-000115.json","markdown":"https://secwatch.observer/filing/0001818874-24-000115.md","text":"https://secwatch.observer/filing/0001818874-24-000115.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1818874/000181887424000115/0001818874-24-000115-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1818874/000181887424000115/sofi-20240429.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-06-03T05:42:39.292373+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[{"claim_id":"3886897fb9db0525d455acd5cbefe5e6e98cde46","claim":"SoFi Technologies, Inc. reported the three months ended March 31, 2024 results: revenue $644,995, net income $88,043, EPS $0.08. Guidance raised.","evidence_excerpt":"16% sequentially.\" Consolidated Results Summary Three Months Ended March 31, % Change ($ in thousands, except per share amounts) 2024 2023 Consolidated – GAAP Total net revenue $ 644,995 $ 472,158 37 % Net income (loss) 88,043 (34,422) n/m Net income (loss) attributable to common stockholders – basic 77,964 (44,390) n/m Net income (loss) attributable to common","evidence_source":"SEC 8-K Item 2.02","evidence_url":"https://www.sec.gov/Archives/edgar/data/1818874/000181887424000115/0001818874-24-000115-index.htm","confidence":0.9,"family_label":"Earnings Releases","details":[{"label":"Period","value":"the three months ended March 31, 2024"},{"label":"Revenue","value":"$644,995"},{"label":"Net income","value":"$88,043"},{"label":"EPS","value":"$0.08"},{"label":"Guidance","value":"raised"},{"label":"Result","value":"reported results"}],"fact_type":"earnings_release"}],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}