{"schema_version":"secwatch.filing_event.v1","accession":"0001818874-24-000169","form_type":"8-K","ticker":"SOFI","cik":"0001818874","company_name":"SoFi Technologies, Inc.","filed_at":"2024-07-30T23:59:59+00:00","discovered_at":"2026-05-14T18:03:14.650925+00:00","generated_at":"2026-05-31T15:23:36.018365+00:00","sec_items":["2.02","9.01"],"event_type":"earnings","sentiment":"positive","materiality_score":0.75,"calibrated_materiality_score":0.75,"confidence":"high","headline":"SoFi reports Q2 net revenue of $599M, net income of $17M; third consecutive GAAP profitable quarter","bullets":["GAAP net income $17.4M vs loss of $47.5M a year ago; diluted EPS $0.01 vs ($0.06).","Adjusted net revenue $597M, up 22% YoY; adjusted EBITDA $138M, up 80% YoY.","Financial Services and Tech Platform segments grew revenue 46% combined, now 45% of adjusted net revenue.","Members grew 41% YoY; management raised FY24 guidance on strong momentum.","Lending segment grew only 5% YoY, reflecting conservative stance amid rate environment."],"urls":{"canonical":"https://secwatch.observer/filing/0001818874-24-000169","json":"https://secwatch.observer/filing/0001818874-24-000169.json","markdown":"https://secwatch.observer/filing/0001818874-24-000169.md","text":"https://secwatch.observer/filing/0001818874-24-000169.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1818874/000181887424000169/0001818874-24-000169-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1818874/000181887424000169/sofi-20240730.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-05-31T15:23:36.018365+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}