{"schema_version":"secwatch.filing_event.v1","accession":"0001818874-24-000229","form_type":"8-K","ticker":"SOFI","cik":"0001818874","company_name":"SoFi Technologies, Inc.","filed_at":"2024-10-29T23:59:59+00:00","discovered_at":"2026-05-14T18:03:09.811589+00:00","generated_at":"2026-05-30T09:22:38.968560+00:00","sec_items":["2.02","9.01"],"event_type":"earnings","sentiment":"positive","materiality_score":0.85,"calibrated_materiality_score":0.85,"confidence":"high","headline":"SoFi Q3 net rev $697M, net income $61M, EPS $0.05; raises FY24 guidance","bullets":["Total net revenue $697M (+30% YoY); net income $61M vs loss $267M last year.","Adjusted net revenue $689M (+30%); adjusted EBITDA $186M (+90% YoY).","Financial Services & Tech Platform combined revenue up 64% YoY, now 49% of adj net revenue.","Members grew 35% YoY; capital-light fee-based revenue $174M.","Management raised FY2024 guidance; CEO calls quarter strongest in company history."],"urls":{"canonical":"https://secwatch.observer/filing/0001818874-24-000229","json":"https://secwatch.observer/filing/0001818874-24-000229.json","markdown":"https://secwatch.observer/filing/0001818874-24-000229.md","text":"https://secwatch.observer/filing/0001818874-24-000229.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1818874/000181887424000229/0001818874-24-000229-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1818874/000181887424000229/sofi-20241029.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-05-30T09:22:38.968560+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}