SoFi Q4 net revenue $734M, net income $332M; adjusted net revenue +24% YoY

SoFi Technologies, Inc.

2024-FY EPS reported $0.39 revenue$503,123,000

GAAP net income $332M vs $47.9M YoY; diluted EPS $0.29 vs $0.02 YoY.
Record adjusted net revenue $739M, up 24% YoY; financial services + tech platform combined revenue +52% YoY.
Fee-based revenue record $289M (+63%), reflecting shift to higher ROE revenue streams.
Members grew 34% and products 32% in 2024; management issued 2025 guidance.
Adjusted EBITDA $198M (+9% YoY); adjusted EPS $0.05 vs $0.02 YoY.

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