{"schema_version":"secwatch.filing_event.v1","accession":"0001818874-25-000068","form_type":"8-K","ticker":"SOFI","cik":"0001818874","company_name":"SoFi Technologies, Inc.","filed_at":"2025-04-29T23:59:59+00:00","discovered_at":"2026-05-14T18:02:49.869455+00:00","generated_at":"2026-05-23T04:06:44.689556+00:00","sec_items":["2.02","9.01"],"event_type":"earnings","sentiment":"positive","materiality_score":0.8,"calibrated_materiality_score":0.8,"confidence":"high","headline":"SoFi Q1 record net revenue $772M, adjusted net revenue +33% YoY, raises 2025 guidance","bullets":["Record net revenue $772M (GAAP), adjusted net revenue $771M (+33% YoY).","GAAP net income $71M (-19% YoY); diluted EPS $0.06 (vs $0.02 YoY).","Adjusted EBITDA record $210M, up 46% YoY; fee-based revenue $315M (+67%).","Members 10.9M (+34% YoY); products 15.9M (+35% YoY) — all records.","Management raised full-year 2025 guidance on strong momentum."],"urls":{"canonical":"https://secwatch.observer/filing/0001818874-25-000068","json":"https://secwatch.observer/filing/0001818874-25-000068.json","markdown":"https://secwatch.observer/filing/0001818874-25-000068.md","text":"https://secwatch.observer/filing/0001818874-25-000068.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1818874/000181887425000068/0001818874-25-000068-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1818874/000181887425000068/sofi-20250429.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-05-23T04:06:44.689556+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}