---
schema_version: "secwatch.filing_event.v1"
accession: "0001818874-25-000068"
form_type: "8-K"
ticker: "SOFI"
cik: "0001818874"
company_name: "SoFi Technologies, Inc."
filed_at: "2025-04-29T23:59:59+00:00"
generated_at: "2026-05-23T04:06:44.689556+00:00"
event_type: "earnings"
sentiment: "positive"
materiality_score: 0.8
calibrated_materiality_score: 0.8
confidence: "high"
source: SEC EDGAR
---

# SoFi Q1 record net revenue $772M, adjusted net revenue +33% YoY, raises 2025 guidance

## Summary
- Record net revenue $772M (GAAP), adjusted net revenue $771M (+33% YoY).
- GAAP net income $71M (-19% YoY); diluted EPS $0.06 (vs $0.02 YoY).
- Adjusted EBITDA record $210M, up 46% YoY; fee-based revenue $315M (+67%).
- Members 10.9M (+34% YoY); products 15.9M (+35% YoY) — all records.
- Management raised full-year 2025 guidance on strong momentum.

## SEC filing metadata
- accession: 0001818874-25-000068
- form_type: 8-K
- ticker: SOFI
- cik: 0001818874
- company_name: SoFi Technologies, Inc.
- filed_at: 2025-04-29T23:59:59+00:00
- event_type: earnings
- sentiment: positive
- materiality_score: 0.8
- calibrated_materiality_score: 0.8
- confidence: high
- sec_items: 2.02, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/1818874/000181887425000068/0001818874-25-000068-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/1818874/000181887425000068/sofi-20250429.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0001818874-25-000068
- JSON: https://secwatch.observer/filing/0001818874-25-000068.json
- Plain text: https://secwatch.observer/filing/0001818874-25-000068.txt

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.