{"schema_version":"secwatch.filing_event.v1","accession":"0001818874-25-000148","form_type":"8-K","ticker":"SOFI","cik":"0001818874","company_name":"SoFi Technologies, Inc.","filed_at":"2025-07-29T23:59:59+00:00","discovered_at":"2026-05-14T18:02:45.113067+00:00","generated_at":"2026-05-17T23:46:53.833196+00:00","sec_items":["2.02","9.01"],"event_type":"earnings","sentiment":"positive","materiality_score":0.85,"calibrated_materiality_score":0.85,"confidence":"high","headline":"SoFi Q2 2025: Record revenue $855M, net income $97M, raises 2025 guidance","bullets":["Adjusted net revenue up 44% YoY to record $858M; net income $97M vs $17M prior year.","Fee-based revenue up 72% to record $378M; adjusted EBITDA up 81% to $249M.","Member count up 34% to 11.7M; products up 34% to 17.1M.","GAAP diluted EPS $0.08; adjusted diluted EPS $0.08, up 700% YoY.","Management raises full-year 2025 guidance citing strong momentum."],"urls":{"canonical":"https://secwatch.observer/filing/0001818874-25-000148","json":"https://secwatch.observer/filing/0001818874-25-000148.json","markdown":"https://secwatch.observer/filing/0001818874-25-000148.md","text":"https://secwatch.observer/filing/0001818874-25-000148.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1818874/000181887425000148/0001818874-25-000148-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1818874/000181887425000148/sofi-20250729.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-05-17T23:46:53.833196+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}