secwatch.observer — SEC 8-K summary
======================================

Issuer:     SoFi Technologies, Inc. (SOFI)
CIK:        0001818874
Form:       8-K
Filed at:   2025-07-29T23:59:59+00:00
Accession:  0001818874-25-000148
Event type: earnings
Sentiment:  positive
Materiality: 0.85
Item codes: 2.02, 9.01
LLM model:  deepseek-v4-flash:cloud@v2

SoFi Q2 2025: Record revenue $855M, net income $97M, raises 2025 guidance
-------------------------------------------------------------------------

- Adjusted net revenue up 44% YoY to record $858M; net income $97M vs $17M prior year.
- Fee-based revenue up 72% to record $378M; adjusted EBITDA up 81% to $249M.
- Member count up 34% to 11.7M; products up 34% to 17.1M.
- GAAP diluted EPS $0.08; adjusted diluted EPS $0.08, up 700% YoY.
- Management raises full-year 2025 guidance citing strong momentum.

Source:
  EDGAR index:    https://www.sec.gov/Archives/edgar/data/1818874/000181887425000148/0001818874-25-000148-index.htm
  Primary doc:    https://www.sec.gov/Archives/edgar/data/1818874/000181887425000148/sofi-20250729.htm
  HTML page:      https://secwatch.observer/filing/0001818874-25-000148

License: Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer