SoFi Q3 2025: Record net revenue $962M, net income $139M, raises FY2025 guidance

SoFi Technologies, Inc.

2025-Q3 EPS reported $0.25 revenue$449,063,000

Record total net revenue $961.6M (+38% YoY); GAAP net income $139.4M ($0.11 diluted EPS) vs $60.7M.
Adjusted net revenue $949.6M (+38%); adjusted EBITDA $276.9M (+49%); fee-based revenue $409M (+50%).
Added 905k new members (total 12.6M, +35% YoY) and 1.4M new products (18.6M total, +36%).
Management raises 2025 guidance, citing durable growth and strong credit performance.

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