SoFi reports record Q4 revenue of $1.025B; adjusted net income up 184% YoY

SoFi Technologies, Inc.

2025-FY EPS reported $0.39 revenue$619,353,000

Q4 GAAP net revenue record $1.025B, up 40% YoY; GAAP net income $173.5M (down 48% YoY).
Adjusted EBITDA $317.6M (+60% YoY); adjusted EPS $0.13 (+160% YoY).
Added 1M new members in Q4; total members 13.7M (+35% YoY); products 20.2M (+37%).
Fee-based revenue up 53% to record $443M.
Management announced 2026 guidance and medium-term outlook (details in release).

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