{"schema_version":"secwatch.filing_event.v1","accession":"0001818874-26-000020","form_type":"8-K","ticker":"SOFI","cik":"0001818874","company_name":"SoFi Technologies, Inc.","filed_at":"2026-04-29T23:59:59+00:00","discovered_at":"2026-05-14T18:02:32.989910+00:00","generated_at":"2026-05-15T02:22:38.238686+00:00","sec_items":["2.02","9.01"],"event_type":"earnings","sentiment":"positive","materiality_score":0.85,"calibrated_materiality_score":0.85,"confidence":"high","headline":"SoFi Q1 record net revenue $1.1B, net income $167M, EPS $0.12","bullets":["Adjusted net revenue up 41% YoY to $1.1B; adjusted EBITDA up 62% to $340M.","Total loan originations hit record $12.2B; net income $166.7M (GAAP), up 134% YoY.","Members grew 35% to 14.7M; products up 39% to 22.2M; 43% of new products from existing members.","Diluted EPS $0.12 (both GAAP and adjusted), doubling from $0.06 YoY.","CEO cited strength in digital assets as a new growth driver alongside existing businesses."],"urls":{"canonical":"https://secwatch.observer/filing/0001818874-26-000020","json":"https://secwatch.observer/filing/0001818874-26-000020.json","markdown":"https://secwatch.observer/filing/0001818874-26-000020.md","text":"https://secwatch.observer/filing/0001818874-26-000020.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1818874/000181887426000020/0001818874-26-000020-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1818874/000181887426000020/sofi-20260429.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-05-15T02:22:38.238686+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[{"claim_id":"9c7f277b129c57ca5967a761729b77f7907809dc","claim":"SoFi Technologies, Inc. reported first quarter ended March 31, 2026 results: revenue Total net revenue $1,100,368, net income Net income 166,731, EPS Earnings per share attributable to common stockholders – diluted $0.12.","evidence_excerpt":"the long-term.” Consolidated Results Summary Three Months Ended March 31, % Change ($ in thousands, except per share amounts) 2026 2025 Consolidated – GAAP Total net revenue $ 1,100,368 $ 771,759 43 % Net income 166,731 71,116 134 % Net income attributable to common stockholders – diluted 167,075 71,455 134 % Earnings per share attributable to common stockholders","evidence_source":"SEC 8-K Item 2.02","evidence_url":"https://www.sec.gov/Archives/edgar/data/1818874/000181887426000020/0001818874-26-000020-index.htm","confidence":0.95,"family_label":"Earnings Releases","details":[{"label":"Period","value":"first quarter ended March 31, 2026"},{"label":"Revenue","value":"Total net revenue $1,100,368"},{"label":"Net income","value":"Net income 166,731"},{"label":"EPS","value":"Earnings per share attributable to common stockholders – diluted $0.12"},{"label":"Result","value":"reported results"}],"fact_type":"earnings_release"}],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}