---
schema_version: "secwatch.filing_event.v1"
accession: "0001818874-26-000020"
form_type: "8-K"
ticker: "SOFI"
cik: "0001818874"
company_name: "SoFi Technologies, Inc."
filed_at: "2026-04-29T23:59:59+00:00"
generated_at: "2026-05-15T02:22:38.238686+00:00"
event_type: "earnings"
sentiment: "positive"
materiality_score: 0.85
calibrated_materiality_score: 0.85
confidence: "high"
source: SEC EDGAR
---

# SoFi Q1 record net revenue $1.1B, net income $167M, EPS $0.12

## Summary
- Adjusted net revenue up 41% YoY to $1.1B; adjusted EBITDA up 62% to $340M.
- Total loan originations hit record $12.2B; net income $166.7M (GAAP), up 134% YoY.
- Members grew 35% to 14.7M; products up 39% to 22.2M; 43% of new products from existing members.
- Diluted EPS $0.12 (both GAAP and adjusted), doubling from $0.06 YoY.
- CEO cited strength in digital assets as a new growth driver alongside existing businesses.

## SEC filing metadata
- accession: 0001818874-26-000020
- form_type: 8-K
- ticker: SOFI
- cik: 0001818874
- company_name: SoFi Technologies, Inc.
- filed_at: 2026-04-29T23:59:59+00:00
- event_type: earnings
- sentiment: positive
- materiality_score: 0.85
- calibrated_materiality_score: 0.85
- confidence: high
- sec_items: 2.02, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/1818874/000181887426000020/0001818874-26-000020-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/1818874/000181887426000020/sofi-20260429.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0001818874-26-000020
- JSON: https://secwatch.observer/filing/0001818874-26-000020.json
- Plain text: https://secwatch.observer/filing/0001818874-26-000020.txt

## Key facts
- Earnings Releases
  SoFi Technologies, Inc. reported first quarter ended March 31, 2026 results: revenue Total net revenue $1,100,368, net income Net income 166,731, EPS Earnings per share attributable to common stockholders – diluted $0.12.
  - Period: first quarter ended March 31, 2026
  - Revenue: Total net revenue $1,100,368
  - Net income: Net income 166,731
  - EPS: Earnings per share attributable to common stockholders – diluted $0.12
  - Result: reported results
  source text: the long-term.” Consolidated Results Summary Three Months Ended March 31, % Change ($ in thousands, except per share amounts) 2026 2025 Consolidated – GAAP Total net revenue $ 1,100,368 $ 771,759 43 % Net income 166,731 71,116 134 % Net income attributable to common stockholders – diluted 167,075 71,455 134 % Earnings per share attributable to common stockholders
  evidence_url: https://www.sec.gov/Archives/edgar/data/1818874/000181887426000020/0001818874-26-000020-index.htm

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.