{"schema_version":"secwatch.filing_event.v1","accession":"0001818874-26-000050","form_type":"8-K","ticker":"SOFI","cik":"0001818874","company_name":"SoFi Technologies, Inc.","filed_at":"2026-07-29T11:06:09+00:00","discovered_at":"2026-07-29T11:10:00.711334+00:00","generated_at":"2026-07-29T11:10:21.974727+00:00","sec_items":["2.02","9.01"],"event_type":"earnings","sentiment":"positive","materiality_score":0.85,"calibrated_materiality_score":0.85,"confidence":"high","headline":"SoFi Q2 2026: Record net revenue $1.2B, net income $157M, raises FY guidance","bullets":["GAAP net revenue $1.22B (+43% YoY); net income $157M (+61% YoY); diluted EPS $0.12.","Adjusted net revenue $1.21B (+40% YoY); adjusted EBITDA $358M (+44% YoY); record.","Total loan originations record $14.8B; members 15.8M (+35%); products 24.4M (+42%).","Cross-buy milestone: 51% of new products from existing members; SoFi Plus/Coach driving.","FY 2026 adjusted net revenue guidance raised to $4.75B-$4.85B (from prior $4.5B-$4.6B)."],"urls":{"canonical":"https://secwatch.observer/filing/0001818874-26-000050","json":"https://secwatch.observer/filing/0001818874-26-000050.json","markdown":"https://secwatch.observer/filing/0001818874-26-000050.md","text":"https://secwatch.observer/filing/0001818874-26-000050.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1818874/000181887426000050/0001818874-26-000050-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1818874/000181887426000050/sofi-20260729.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-07-29T11:10:21.974727+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}