secwatch.observer — SEC 8-K summary
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Issuer:     SoFi Technologies, Inc. (SOFI)
CIK:        0001818874
Form:       8-K
Filed at:   2026-07-29T11:06:09+00:00
Accession:  0001818874-26-000050
Event type: earnings
Sentiment:  positive
Materiality: 0.85
Item codes: 2.02, 9.01
LLM model:  deepseek-v4-flash:cloud@v2

SoFi Q2 2026: Record net revenue $1.2B, net income $157M, raises FY guidance
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- GAAP net revenue $1.22B (+43% YoY); net income $157M (+61% YoY); diluted EPS $0.12.
- Adjusted net revenue $1.21B (+40% YoY); adjusted EBITDA $358M (+44% YoY); record.
- Total loan originations record $14.8B; members 15.8M (+35%); products 24.4M (+42%).
- Cross-buy milestone: 51% of new products from existing members; SoFi Plus/Coach driving.
- FY 2026 adjusted net revenue guidance raised to $4.75B-$4.85B (from prior $4.5B-$4.6B).

Source:
  EDGAR index:    https://www.sec.gov/Archives/edgar/data/1818874/000181887426000050/0001818874-26-000050-index.htm
  Primary doc:    https://www.sec.gov/Archives/edgar/data/1818874/000181887426000050/sofi-20260729.htm
  HTML page:      https://secwatch.observer/filing/0001818874-26-000050

License: Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer