---
schema_version: "secwatch.filing_event.v1"
accession: "0001820953-22-000002"
form_type: "8-K"
ticker: "AFRM"
cik: "0001820953"
company_name: "Affirm Holdings, Inc."
filed_at: "2022-02-10T23:59:59+00:00"
generated_at: "2026-06-27T09:18:08.416822+00:00"
event_type: "earnings"
sentiment: "positive"
materiality_score: 0.85
calibrated_materiality_score: 0.85
confidence: "high"
source: SEC EDGAR
---

# Affirm Q2 revenue up 77% to $361M, GMV $4.5B (+115%); raises FY2022 outlook

## Summary
- GMV doubled to $4.5B; active consumers up 150% YoY to 11.2M; active merchants surged to 168K from 8K.
- Total revenue $361M (+77%); net loss $159.7M vs $26.6M YoY, driven by stock-based comp and contingent liability.
- Adjusted operating loss $7.9M vs income of $3.1M YoY; company raises FY2022 outlook citing strong growth momentum.
- Entered $165M unsecured revolving credit facility, maturing Feb 2025, with SOFR+1.85% margin and no initial draw.
- Completed first static securitization of over $400M in consumer loans in Feb 2022.

## SEC filing metadata
- accession: 0001820953-22-000002
- form_type: 8-K
- ticker: AFRM
- cik: 0001820953
- company_name: Affirm Holdings, Inc.
- filed_at: 2022-02-10T23:59:59+00:00
- event_type: earnings
- sentiment: positive
- materiality_score: 0.85
- calibrated_materiality_score: 0.85
- confidence: high
- sec_items: 1.01, 2.02, 2.03, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/1820953/000182095322000002/0001820953-22-000002-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/1820953/000182095322000002/afrm-20220210.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0001820953-22-000002
- JSON: https://secwatch.observer/filing/0001820953-22-000002.json
- Plain text: https://secwatch.observer/filing/0001820953-22-000002.txt

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.