{"schema_version":"secwatch.filing_event.v1","accession":"0001820953-22-000028","form_type":"8-K","ticker":"AFRM","cik":"0001820953","company_name":"Affirm Holdings, Inc.","filed_at":"2022-05-12T23:59:59+00:00","discovered_at":"2026-05-14T18:04:02.511029+00:00","generated_at":"2026-06-25T19:10:24.878379+00:00","sec_items":["1.01","2.02","9.01"],"event_type":"earnings","sentiment":"positive","materiality_score":0.85,"calibrated_materiality_score":0.85,"confidence":"high","headline":"Affirm Q3 GMV up 73% to $3.9B; raises FY22 outlook; extends Shopify partnership","bullets":["GMV rose 73% YoY to $3.9B; total revenue up 54% to $354.8M.","Active consumers grew 137% to 12.7M; active merchants surged from 12K to 207K (Shopify).","Adjusted operating income positive at $4.0M (vs $4.9M prior year); net loss improved to $54.7M from $287.1M.","Entered exclusive multi-year U.S. partnership extension with Shopify through June 2025; also added Stripe distribution.","Plan to achieve sustained adjusted operating income profitability run rate by July 1, 2023."],"urls":{"canonical":"https://secwatch.observer/filing/0001820953-22-000028","json":"https://secwatch.observer/filing/0001820953-22-000028.json","markdown":"https://secwatch.observer/filing/0001820953-22-000028.md","text":"https://secwatch.observer/filing/0001820953-22-000028.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1820953/000182095322000028/0001820953-22-000028-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1820953/000182095322000028/afrm-20220512.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-06-25T19:10:24.878379+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}