---
schema_version: "secwatch.filing_event.v1"
accession: "0001820953-22-000028"
form_type: "8-K"
ticker: "AFRM"
cik: "0001820953"
company_name: "Affirm Holdings, Inc."
filed_at: "2022-05-12T23:59:59+00:00"
generated_at: "2026-06-25T19:10:24.878379+00:00"
event_type: "earnings"
sentiment: "positive"
materiality_score: 0.85
calibrated_materiality_score: 0.85
confidence: "high"
source: SEC EDGAR
---

# Affirm Q3 GMV up 73% to $3.9B; raises FY22 outlook; extends Shopify partnership

## Summary
- GMV rose 73% YoY to $3.9B; total revenue up 54% to $354.8M.
- Active consumers grew 137% to 12.7M; active merchants surged from 12K to 207K (Shopify).
- Adjusted operating income positive at $4.0M (vs $4.9M prior year); net loss improved to $54.7M from $287.1M.
- Entered exclusive multi-year U.S. partnership extension with Shopify through June 2025; also added Stripe distribution.
- Plan to achieve sustained adjusted operating income profitability run rate by July 1, 2023.

## SEC filing metadata
- accession: 0001820953-22-000028
- form_type: 8-K
- ticker: AFRM
- cik: 0001820953
- company_name: Affirm Holdings, Inc.
- filed_at: 2022-05-12T23:59:59+00:00
- event_type: earnings
- sentiment: positive
- materiality_score: 0.85
- calibrated_materiality_score: 0.85
- confidence: high
- sec_items: 1.01, 2.02, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/1820953/000182095322000028/0001820953-22-000028-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/1820953/000182095322000028/afrm-20220512.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0001820953-22-000028
- JSON: https://secwatch.observer/filing/0001820953-22-000028.json
- Plain text: https://secwatch.observer/filing/0001820953-22-000028.txt

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.