{"schema_version":"secwatch.filing_event.v1","accession":"0001820953-22-000038","form_type":"8-K","ticker":"AFRM","cik":"0001820953","company_name":"Affirm Holdings, Inc.","filed_at":"2022-11-08T23:59:59+00:00","discovered_at":"2026-05-14T18:03:52.338173+00:00","generated_at":"2026-06-22T04:25:29.314001+00:00","sec_items":["2.02","9.01"],"event_type":"earnings","sentiment":"positive","materiality_score":0.8,"calibrated_materiality_score":0.8,"confidence":"high","headline":"Affirm Q1 FY2023 GMV $4.4B (+62% YoY); Active Consumers 14.7M (+69%)","bullets":["GMV of $4.4B, up 62% YoY; Total Revenues up 34% YoY.","Active Consumers 14.7M (+69%), Active Merchants 245K (+140%), Total Transactions 13.3M (+97%).","RLTC as % of GMV at 4.2%; delinquency rates at or below pre-pandemic levels.","No late fees, hidden charges, or deferred interest; zero interest on many plans.","Company continues march towards Adjusted Operating Income profitability."],"urls":{"canonical":"https://secwatch.observer/filing/0001820953-22-000038","json":"https://secwatch.observer/filing/0001820953-22-000038.json","markdown":"https://secwatch.observer/filing/0001820953-22-000038.md","text":"https://secwatch.observer/filing/0001820953-22-000038.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1820953/000182095322000038/0001820953-22-000038-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1820953/000182095322000038/afrm-20221108.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-06-22T04:25:29.314001+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[{"claim_id":"fc9b13dde9749cfa62f4d4a6c3e2e34806ba29d2","claim":"Affirm Holdings, Inc. reported financial results for the first fiscal quarter ended September 30, 2022.","evidence_excerpt":"On November 8, 2022 , the Company issued a Shareholder Letter (the “Letter”) regarding its financial results for the first fiscal quarter ended September 30, 2022.","evidence_source":"SEC 8-K Item 2.02","evidence_url":"https://www.sec.gov/Archives/edgar/data/1820953/000182095322000038/0001820953-22-000038-index.htm","confidence":0.9,"family_label":"Earnings Releases","details":[{"label":"Period","value":"the first fiscal quarter ended September 30, 2022"},{"label":"Result","value":"reported results"}],"fact_type":"earnings_release"}],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}