secwatch.observer — SEC 8-K summary
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Issuer:     Affirm Holdings, Inc. (AFRM)
CIK:        0001820953
Form:       8-K
Filed at:   2022-11-08T23:59:59+00:00
Accession:  0001820953-22-000038
Event type: earnings
Sentiment:  positive
Materiality: 0.80
Item codes: 2.02, 9.01
LLM model:  deepseek-v4-flash:cloud@v2

Affirm Q1 FY2023 GMV $4.4B (+62% YoY); Active Consumers 14.7M (+69%)
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- GMV of $4.4B, up 62% YoY; Total Revenues up 34% YoY.
- Active Consumers 14.7M (+69%), Active Merchants 245K (+140%), Total Transactions 13.3M (+97%).
- RLTC as % of GMV at 4.2%; delinquency rates at or below pre-pandemic levels.
- No late fees, hidden charges, or deferred interest; zero interest on many plans.
- Company continues march towards Adjusted Operating Income profitability.

Source:
  EDGAR index:    https://www.sec.gov/Archives/edgar/data/1820953/000182095322000038/0001820953-22-000038-index.htm
  Primary doc:    https://www.sec.gov/Archives/edgar/data/1820953/000182095322000038/afrm-20221108.htm
  HTML page:      https://secwatch.observer/filing/0001820953-22-000038

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