{"schema_version":"secwatch.filing_event.v1","accession":"0001820953-23-000011","form_type":"8-K","ticker":"AFRM","cik":"0001820953","company_name":"Affirm Holdings, Inc.","filed_at":"2023-05-09T23:59:59+00:00","discovered_at":"2026-05-14T18:03:40.859380+00:00","generated_at":"2026-06-15T09:48:22.515473+00:00","sec_items":["2.02","9.01"],"event_type":"earnings","sentiment":"positive","materiality_score":0.75,"calibrated_materiality_score":0.75,"confidence":"high","headline":"Affirm beats Q3 FY23 guidance: GMV $4.6B, revenue $381M, RLTC $167M","bullets":["GMV of $4.6B exceeded outlook of $4.4-4.5B.","Revenue $381M above guidance range of $360-380M.","Revenue Less Transaction Costs $167M vs $140-150M outlook.","Credit improved; delinquencies ex-Peloton & Pay in 4 fell to 2.5% sequentially.","Travel/ticketing up 62% YoY; active consumers 16.0M (+26% YoY)."],"urls":{"canonical":"https://secwatch.observer/filing/0001820953-23-000011","json":"https://secwatch.observer/filing/0001820953-23-000011.json","markdown":"https://secwatch.observer/filing/0001820953-23-000011.md","text":"https://secwatch.observer/filing/0001820953-23-000011.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1820953/000182095323000011/0001820953-23-000011-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1820953/000182095323000011/afrm-20230509.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-06-15T09:48:22.515473+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[{"claim_id":"df67bd9442a6914f9715e4f0410725c1263330b0","claim":"Affirm Holdings, Inc. reported third fiscal quarter ended March 31, 2023 results: revenue $381 million.","evidence_excerpt":"Affirm Shareholder Letter THIRD FISCAL QUARTER 2023 We had an excellent quarter: ● Gross Merchandise Volume was $4.6 billion (vs. $4.4-$4.5 billion outlook), ● Revenue was $381 million (vs. $360-$380 million outlook), ● Revenue Less Transaction Costs (“RLTC”) came in at $167 million (vs. $140-$150 million outlook)1, ● Transactions per active consumer grew by","evidence_source":"SEC 8-K Item 2.02","evidence_url":"https://www.sec.gov/Archives/edgar/data/1820953/000182095323000011/0001820953-23-000011-index.htm","confidence":0.9,"family_label":"Earnings Releases","details":[{"label":"Period","value":"third fiscal quarter ended March 31, 2023"},{"label":"Revenue","value":"$381 million"},{"label":"Result","value":"reported results"}],"fact_type":"earnings_release"}],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}