secwatch.observer — SEC 8-K summary
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Issuer:     Affirm Holdings, Inc. (AFRM)
CIK:        0001820953
Form:       8-K
Filed at:   2023-05-09T23:59:59+00:00
Accession:  0001820953-23-000011
Event type: earnings
Sentiment:  positive
Materiality: 0.75
Item codes: 2.02, 9.01
LLM model:  deepseek-v4-flash:cloud@v2

Affirm beats Q3 FY23 guidance: GMV $4.6B, revenue $381M, RLTC $167M
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- GMV of $4.6B exceeded outlook of $4.4-4.5B.
- Revenue $381M above guidance range of $360-380M.
- Revenue Less Transaction Costs $167M vs $140-150M outlook.
- Credit improved; delinquencies ex-Peloton & Pay in 4 fell to 2.5% sequentially.
- Travel/ticketing up 62% YoY; active consumers 16.0M (+26% YoY).

Source:
  EDGAR index:    https://www.sec.gov/Archives/edgar/data/1820953/000182095323000011/0001820953-23-000011-index.htm
  Primary doc:    https://www.sec.gov/Archives/edgar/data/1820953/000182095323000011/afrm-20230509.htm
  HTML page:      https://secwatch.observer/filing/0001820953-23-000011

License: Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer