{"schema_version":"secwatch.filing_event.v1","accession":"0001820953-23-000015","form_type":"8-K","ticker":"AFRM","cik":"0001820953","company_name":"Affirm Holdings, Inc.","filed_at":"2023-08-24T23:59:59+00:00","discovered_at":"2026-05-14T18:03:35.442547+00:00","generated_at":"2026-06-11T04:17:36.391709+00:00","sec_items":["2.02","9.01"],"event_type":"earnings","sentiment":"positive","materiality_score":0.75,"calibrated_materiality_score":0.75,"confidence":"high","headline":"Affirm Q4 FY2023 GMV $5.5B (+25% YoY), achieves adjusted operating income profitability","bullets":["GMV $5.5B (+25% YoY); Total Revenue $446M (+22% YoY), 8.1% of GMV.","Revenue Less Transaction Costs (RLTC) $182M (-1% YoY), 3.3% of GMV.","Credit improved: 30+ day delinquency rate (ex-Peloton, Pay in 4) down 30bp vs FQ3'23 and FQ4'22.","Frequency 3.9 transactions/active consumer, +30% YoY.","Exceeded outlook on all key metrics; exited FY2023 profitable on adjusted operating income basis."],"urls":{"canonical":"https://secwatch.observer/filing/0001820953-23-000015","json":"https://secwatch.observer/filing/0001820953-23-000015.json","markdown":"https://secwatch.observer/filing/0001820953-23-000015.md","text":"https://secwatch.observer/filing/0001820953-23-000015.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1820953/000182095323000015/0001820953-23-000015-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1820953/000182095323000015/afrm-20230824.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-06-11T04:17:36.391709+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[{"claim_id":"8687d610017e1b1a96dd0e4281e1d738e4b00ebe","claim":"Affirm Holdings, Inc. reported financial results for fourth fiscal quarter ended June 30, 2023.","evidence_excerpt":"Item 2.02. Results of Operations and Financial Condition. On August 24, 2023, Affirm Holdings, Inc. (the \"Company\") issued a Shareholder Letter (the \"Letter\") regarding its financial results for the fourth fiscal quarter ended June 30, 2023.","evidence_source":"SEC 8-K Item 2.02","evidence_url":"https://www.sec.gov/Archives/edgar/data/1820953/000182095323000015/0001820953-23-000015-index.htm","confidence":0.95,"family_label":"Earnings Releases","details":[{"label":"Period","value":"fourth fiscal quarter ended June 30, 2023"},{"label":"Result","value":"reported results"}],"fact_type":"earnings_release"}],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}