{"schema_version":"secwatch.filing_event.v1","accession":"0001820953-24-000005","form_type":"8-K","ticker":"AFRM","cik":"0001820953","company_name":"Affirm Holdings, Inc.","filed_at":"2024-02-08T23:59:59+00:00","discovered_at":"2026-05-14T18:03:25.731082+00:00","generated_at":"2026-06-06T05:47:47.556717+00:00","sec_items":["2.02","9.01"],"event_type":"earnings","sentiment":"positive","materiality_score":0.85,"calibrated_materiality_score":0.85,"confidence":"high","headline":"Affirm Q2 FY2024: GMV +32% to $7.5B, revenue +48%, adjusted operating income turns positive","bullets":["Revenue grew 48% YoY to $591M; RLTC rose 68% to $242M (3.2% of GMV).","Adjusted operating income of $93M versus a ($62M) loss in FQ2'23.","GMV of $7.5B, third consecutive quarter of accelerating growth, up 32% YoY.","Affirm Card active consumers exceeded 700K, generating ~$400M GMV; used at >1M merchant locations.","30+ day delinquencies were flat QoQ and YoY; funding capacity increased by $5B over past year."],"urls":{"canonical":"https://secwatch.observer/filing/0001820953-24-000005","json":"https://secwatch.observer/filing/0001820953-24-000005.json","markdown":"https://secwatch.observer/filing/0001820953-24-000005.md","text":"https://secwatch.observer/filing/0001820953-24-000005.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1820953/000182095324000005/0001820953-24-000005-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1820953/000182095324000005/afrm-20240208.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-06-06T05:47:47.556717+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[{"claim_id":"cb0d79aa9df1df8e1d1ec092a4c549df62327400","claim":"Affirm Holdings, Inc. reported the second fiscal quarter ended December 31, 2023 results: revenue $591 million.","evidence_excerpt":"Revenue grew 48% year over year to $591 million","evidence_source":"SEC 8-K Item 2.02","evidence_url":"https://www.sec.gov/Archives/edgar/data/1820953/000182095324000005/0001820953-24-000005-index.htm","confidence":0.9,"family_label":"Earnings Releases","details":[{"label":"Period","value":"the second fiscal quarter ended December 31, 2023"},{"label":"Revenue","value":"$591 million"},{"label":"Result","value":"reported results"}],"fact_type":"earnings_release"}],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}