---
schema_version: "secwatch.filing_event.v1"
accession: "0001820953-24-000005"
form_type: "8-K"
ticker: "AFRM"
cik: "0001820953"
company_name: "Affirm Holdings, Inc."
filed_at: "2024-02-08T23:59:59+00:00"
generated_at: "2026-06-06T05:47:47.556717+00:00"
event_type: "earnings"
sentiment: "positive"
materiality_score: 0.85
calibrated_materiality_score: 0.85
confidence: "high"
source: SEC EDGAR
---

# Affirm Q2 FY2024: GMV +32% to $7.5B, revenue +48%, adjusted operating income turns positive

## Summary
- Revenue grew 48% YoY to $591M; RLTC rose 68% to $242M (3.2% of GMV).
- Adjusted operating income of $93M versus a ($62M) loss in FQ2'23.
- GMV of $7.5B, third consecutive quarter of accelerating growth, up 32% YoY.
- Affirm Card active consumers exceeded 700K, generating ~$400M GMV; used at >1M merchant locations.
- 30+ day delinquencies were flat QoQ and YoY; funding capacity increased by $5B over past year.

## SEC filing metadata
- accession: 0001820953-24-000005
- form_type: 8-K
- ticker: AFRM
- cik: 0001820953
- company_name: Affirm Holdings, Inc.
- filed_at: 2024-02-08T23:59:59+00:00
- event_type: earnings
- sentiment: positive
- materiality_score: 0.85
- calibrated_materiality_score: 0.85
- confidence: high
- sec_items: 2.02, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/1820953/000182095324000005/0001820953-24-000005-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/1820953/000182095324000005/afrm-20240208.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0001820953-24-000005
- JSON: https://secwatch.observer/filing/0001820953-24-000005.json
- Plain text: https://secwatch.observer/filing/0001820953-24-000005.txt

## Key facts
- Earnings Releases
  Affirm Holdings, Inc. reported the second fiscal quarter ended December 31, 2023 results: revenue $591 million.
  - Period: the second fiscal quarter ended December 31, 2023
  - Revenue: $591 million
  - Result: reported results
  source text: Revenue grew 48% year over year to $591 million
  evidence_url: https://www.sec.gov/Archives/edgar/data/1820953/000182095324000005/0001820953-24-000005-index.htm

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.