---
schema_version: "secwatch.filing_event.v1"
accession: "0001820953-24-000012"
form_type: "8-K"
ticker: "AFRM"
cik: "0001820953"
company_name: "Affirm Holdings, Inc."
filed_at: "2024-05-08T23:59:59+00:00"
generated_at: "2026-06-02T12:35:22.676925+00:00"
event_type: "earnings"
sentiment: "positive"
materiality_score: 0.5
calibrated_materiality_score: 0.5
confidence: "low"
source: SEC EDGAR
---

# Affirm reports Q3 FY2024 earnings; cites GMV growth and stable credit, no numeric details

## Summary
- Q3 FY2024: fourth consecutive quarter of accelerating GMV growth; credit performance stable and yield exceeded expectations.
- Embedded Purchasing Power feature launched for enterprise partners, driving meaningful GMV growth.
- AI assistant tested in customer support; over 60% of users did not require further human assistance.
- Funding capacity increased slightly quarter-over-quarter; no material expense increase expected from AI model training.
- No specific revenue, EPS, or GMV figures disclosed in the provided excerpt; full financial data not available.

## SEC filing metadata
- accession: 0001820953-24-000012
- form_type: 8-K
- ticker: AFRM
- cik: 0001820953
- company_name: Affirm Holdings, Inc.
- filed_at: 2024-05-08T23:59:59+00:00
- event_type: earnings
- sentiment: positive
- materiality_score: 0.5
- calibrated_materiality_score: 0.5
- confidence: low
- sec_items: 2.02, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/1820953/000182095324000012/0001820953-24-000012-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/1820953/000182095324000012/afrm-20240508.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0001820953-24-000012
- JSON: https://secwatch.observer/filing/0001820953-24-000012.json
- Plain text: https://secwatch.observer/filing/0001820953-24-000012.txt

## Key facts
- Earnings Releases
  Affirm Holdings, Inc. reported financial results for third fiscal quarter ended March 31, 2024.
  - Period: third fiscal quarter ended March 31, 2024
  - Result: reported results
  source text: On May 8, 2024, the Company issued a Shareholder Letter (the “Letter”) regarding its financial results for the third fiscal quarter ended March 31, 2024.
  evidence_url: https://www.sec.gov/Archives/edgar/data/1820953/000182095324000012/0001820953-24-000012-index.htm

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.