{"schema_version":"secwatch.filing_event.v1","accession":"0001820953-24-000033","form_type":"8-K","ticker":"AFRM","cik":"0001820953","company_name":"Affirm Holdings, Inc.","filed_at":"2024-08-28T23:59:59+00:00","discovered_at":"2026-05-14T18:03:14.671887+00:00","generated_at":"2026-05-31T07:14:09.667503+00:00","sec_items":["2.02","9.01"],"event_type":"earnings","sentiment":"positive","materiality_score":0.85,"calibrated_materiality_score":0.85,"confidence":"high","headline":"Affirm reports FQ4'24 revenue $659M (+48% YoY), RLTC $309M (+70%), and sets GAAP profitability goal","bullets":["Revenue $659M, +48% YoY; GMV $7.2B, +31% YoY; RLTC $309M, +70% YoY.","Adjusted operating income $150M in Q4 vs $15M last year; full-year adjusted OI $381M.","Net loss narrowed to $45M from $206M a year ago; sets goal of GAAP profitability in FQ4'25.","Transactions grew 42% YoY to 24.7M; active merchants exceeded 300,000.","Repeat buying behavior strengthens: 4.9 transactions per active consumer, up 26% YoY."],"urls":{"canonical":"https://secwatch.observer/filing/0001820953-24-000033","json":"https://secwatch.observer/filing/0001820953-24-000033.json","markdown":"https://secwatch.observer/filing/0001820953-24-000033.md","text":"https://secwatch.observer/filing/0001820953-24-000033.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1820953/000182095324000033/0001820953-24-000033-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1820953/000182095324000033/afrm-20240828.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-05-31T07:14:09.667503+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}