{"schema_version":"secwatch.filing_event.v1","accession":"0001820953-24-000058","form_type":"8-K","ticker":"AFRM","cik":"0001820953","company_name":"Affirm Holdings, Inc.","filed_at":"2024-11-07T23:59:59+00:00","discovered_at":"2026-05-14T18:03:09.829316+00:00","generated_at":"2026-05-30T03:46:45.332545+00:00","sec_items":["2.02","5.02","8.01","9.01"],"event_type":"earnings","sentiment":"positive","materiality_score":0.75,"calibrated_materiality_score":0.75,"confidence":"high","headline":"Affirm beats FQ1'25 guidance: GMV $7.6B (+35%), rev $698M (+41%), appoints new CFO","bullets":["Revenue +41% YoY to $698M; Adjusted Operating Income +$70M to $130M; Operating loss narrowed $77M to $133M.","GMV grew 35% YoY to $7.6B; active consumers +11% YoY; transactions per active consumer hit 5.1.","RLTC as % of GMV was 3.8%, within target; Net loss improved $72M to $100M.","Rob O'Hare appointed CFO effective Nov 8, 2024; succeeds Michael Linford who remains COO.","Board authorized up to $500M repurchase of 0% convertible notes due 2026, starting Jan 1, 2025."],"urls":{"canonical":"https://secwatch.observer/filing/0001820953-24-000058","json":"https://secwatch.observer/filing/0001820953-24-000058.json","markdown":"https://secwatch.observer/filing/0001820953-24-000058.md","text":"https://secwatch.observer/filing/0001820953-24-000058.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1820953/000182095324000058/0001820953-24-000058-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1820953/000182095324000058/afrm-20241105.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-05-30T03:46:45.332545+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[{"claim_id":"0e57f26aab","claim":"Rob O'Hare was appointed as Chief Financial Officer at Affirm Holdings, Inc..","evidence_excerpt":"On November 5, 2024, the Board of Directors of the Company appointed Rob O’Hare as the Company’s Chief Financial Officer effective November 8, 2024.","evidence_source":"SEC 8-K Item 5.02","evidence_url":"https://www.sec.gov/Archives/edgar/data/1820953/000182095324000058/0001820953-24-000058-index.htm","confidence":0.95,"family_label":"Executive change","details":[{"label":"Action","value":"appointed"},{"label":"Role","value":"Chief Financial Officer"}],"fact_type":"executive_change"},{"claim_id":"dcc0a5e3f6","claim":"Michael Linford changed role as Chief Operating Officer at Affirm Holdings, Inc..","evidence_excerpt":"Mr. O’Hare will succeed Michael Linford, who will continue to serve as the Company’s Chief Operating Officer.","evidence_source":"SEC 8-K Item 5.02","evidence_url":"https://www.sec.gov/Archives/edgar/data/1820953/000182095324000058/0001820953-24-000058-index.htm","confidence":0.95,"family_label":"Executive change","details":[{"label":"Role","value":"Chief Operating Officer"}],"fact_type":"executive_change"}],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}