---
schema_version: "secwatch.filing_event.v1"
accession: "0001822993-25-000005"
form_type: "8-K"
ticker: "JXN"
cik: "0001822993"
company_name: "Jackson Financial Inc."
filed_at: "2025-02-19T23:59:59+00:00"
generated_at: "2026-05-26T12:23:44.249765+00:00"
event_type: "earnings"
sentiment: "positive"
materiality_score: 0.8
calibrated_materiality_score: 0.8
confidence: "high"
source: SEC EDGAR
---

# Jackson Financial Q4 net income $334M ($4.45/diluted), adjusted op earnings $349M; annuity sales up 42%

## Summary
- Q4 2024 net income $334M ($4.45/diluted) vs $(1.6)B loss in Q4 2023; adjusted operating earnings $349M ($4.65/diluted) vs $204M.
- Retail annuity sales $4.7B in Q4 (+42% YoY); full year sales $17.8B (+39%), led by RILA sales up 96%.
- Total annuity AUM rose 7% YoY to $252B as of Dec 31, 2024, supported by equity market gains.
- Returned $148M to common shareholders in Q4 via $96M in buybacks and $52M in dividends.
- JNLIC total adjusted capital $5.1B with estimated RBC ratio of 572% at year-end 2024.

## SEC filing metadata
- accession: 0001822993-25-000005
- form_type: 8-K
- ticker: JXN
- cik: 0001822993
- company_name: Jackson Financial Inc.
- filed_at: 2025-02-19T23:59:59+00:00
- event_type: earnings
- sentiment: positive
- materiality_score: 0.8
- calibrated_materiality_score: 0.8
- confidence: high
- sec_items: 2.02, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/1822993/000182299325000005/0001822993-25-000005-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/1822993/000182299325000005/jxn-20250219.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0001822993-25-000005
- JSON: https://secwatch.observer/filing/0001822993-25-000005.json
- Plain text: https://secwatch.observer/filing/0001822993-25-000005.txt

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.