---
schema_version: "secwatch.filing_event.v1"
accession: "0001822993-25-000029"
form_type: "8-K"
ticker: "JXN"
cik: "0001822993"
company_name: "Jackson Financial Inc."
filed_at: "2025-08-05T23:59:59+00:00"
generated_at: "2026-05-17T20:56:43.608970+00:00"
event_type: "earnings"
sentiment: "negative"
materiality_score: 0.7
calibrated_materiality_score: 0.7
confidence: "high"
source: SEC EDGAR
---

# Jackson Q2 net income falls 36% YoY to $168M; adjusted EPS $4.87 vs $5.32

## Summary
- Net income of $168M ($2.34 diluted EPS) down from $264M ($3.43) in Q2 2024.
- Adjusted operating earnings of $350M ($4.87/share) vs $410M ($5.32) a year ago.
- Retail annuity sales $4.4B, up 4% YoY; fixed & fixed index annuity sales surged significantly.
- Free cash flow $290M in Q2; $503M year-to-date; over $1B trailing twelve months.
- Returned $216M to shareholders via $158M buybacks and $58M dividends; holding company cash >$700M.

## SEC filing metadata
- accession: 0001822993-25-000029
- form_type: 8-K
- ticker: JXN
- cik: 0001822993
- company_name: Jackson Financial Inc.
- filed_at: 2025-08-05T23:59:59+00:00
- event_type: earnings
- sentiment: negative
- materiality_score: 0.7
- calibrated_materiality_score: 0.7
- confidence: high
- sec_items: 2.02, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/1822993/000182299325000029/0001822993-25-000029-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/1822993/000182299325000029/jxn-20250805.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0001822993-25-000029
- JSON: https://secwatch.observer/filing/0001822993-25-000029.json
- Plain text: https://secwatch.observer/filing/0001822993-25-000029.txt

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.