{"schema_version":"secwatch.filing_event.v1","accession":"0001823529-21-000005","form_type":"8-K","ticker":"ACT","cik":"0001823529","company_name":"Enact Holdings, Inc.","filed_at":"2021-11-02T23:59:59+00:00","discovered_at":"2026-05-14T18:04:14.424109+00:00","generated_at":"2026-06-28T15:20:07.336887+00:00","sec_items":["2.02","9.01"],"event_type":"earnings","sentiment":"positive","materiality_score":0.7,"calibrated_materiality_score":0.7,"confidence":"high","headline":"Enact Q3 GAAP net income $137M, EPS $0.84; PMIERs sufficiency record 181%","bullets":["GAAP net income $137M ($0.84 diluted EPS); adjusted net operating income $137M ($0.84 diluted EPS).","Net premiums earned $243M, down 3% YoY; loss ratio improved to 14% from 18% YoY.","New insurance written $24.0B, down 10% sequentially; primary insurance-in-force $222B (+10% YoY).","PMIERs sufficiency hit record $2,287M (181% coverage); loans in default fell to 3.1% from 5.4% YoY.","Company intends to recommend $200M dividend in Q4 2021, pending board approval."],"urls":{"canonical":"https://secwatch.observer/filing/0001823529-21-000005","json":"https://secwatch.observer/filing/0001823529-21-000005.json","markdown":"https://secwatch.observer/filing/0001823529-21-000005.md","text":"https://secwatch.observer/filing/0001823529-21-000005.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1823529/000182352921000005/0001823529-21-000005-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1823529/000182352921000005/act-20211102.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-06-28T15:20:07.336887+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}