secwatch.observer — SEC 8-K summary
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Issuer:     Enact Holdings, Inc. (ACT)
CIK:        0001823529
Form:       8-K
Filed at:   2021-11-02T23:59:59+00:00
Accession:  0001823529-21-000005
Event type: earnings
Sentiment:  positive
Materiality: 0.70
Item codes: 2.02, 9.01
LLM model:  deepseek-v4-flash:cloud@v2

Enact Q3 GAAP net income $137M, EPS $0.84; PMIERs sufficiency record 181%
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- GAAP net income $137M ($0.84 diluted EPS); adjusted net operating income $137M ($0.84 diluted EPS).
- Net premiums earned $243M, down 3% YoY; loss ratio improved to 14% from 18% YoY.
- New insurance written $24.0B, down 10% sequentially; primary insurance-in-force $222B (+10% YoY).
- PMIERs sufficiency hit record $2,287M (181% coverage); loans in default fell to 3.1% from 5.4% YoY.
- Company intends to recommend $200M dividend in Q4 2021, pending board approval.

Source:
  EDGAR index:    https://www.sec.gov/Archives/edgar/data/1823529/000182352921000005/0001823529-21-000005-index.htm
  Primary doc:    https://www.sec.gov/Archives/edgar/data/1823529/000182352921000005/act-20211102.htm
  HTML page:      https://secwatch.observer/filing/0001823529-21-000005

License: Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer