secwatch.observer — SEC 8-K summary
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Issuer:     Enact Holdings, Inc. (ACT)
CIK:        0001823529
Form:       8-K
Filed at:   2022-02-01T23:59:59+00:00
Accession:  0001823529-22-000016
Event type: earnings
Sentiment:  positive
Materiality: 0.75
Item codes: 2.02, 9.01
LLM model:  deepseek-v4-flash:cloud@v2

Enact Q4 GAAP net income $154M ($0.94/sh); full year $547M ($3.36); $200M special dividend
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- Q4 GAAP net income $154M ($0.94 diluted EPS); full year $547M ($3.36 diluted).
- Adjusted net operating income Q4 $154M ($0.94 diluted); full year $551M ($3.38).
- Q4 annualized ROE 14.8%; PMIERs sufficiency 165% ($2,003M above requirements).
- Primary insurance-in-force $227B (+9% YoY); net premiums earned $237M, loss ratio 3%.
- Board declared $200M special cash dividend in Q4; executed $294M excess-of-loss reinsurance in Jan 2022.

Source:
  EDGAR index:    https://www.sec.gov/Archives/edgar/data/1823529/000182352922000016/0001823529-22-000016-index.htm
  Primary doc:    https://www.sec.gov/Archives/edgar/data/1823529/000182352922000016/act-20220201.htm
  HTML page:      https://secwatch.observer/filing/0001823529-22-000016

License: Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer