{"schema_version":"secwatch.filing_event.v1","accession":"0001823529-22-000083","form_type":"8-K","ticker":"ACT","cik":"0001823529","company_name":"Enact Holdings, Inc.","filed_at":"2022-05-03T23:59:59+00:00","discovered_at":"2026-05-14T18:04:02.586395+00:00","generated_at":"2026-06-26T01:37:48.851861+00:00","sec_items":["2.02","9.01"],"event_type":"earnings","sentiment":"positive","materiality_score":0.75,"calibrated_materiality_score":0.75,"confidence":"high","headline":"Enact Q1 net income $165M ($1.01 EPS); initiates $0.14 quarterly dividend","bullets":["GAAP net income $165M, $1.01 diluted EPS; adjusted operating income $165M, $1.01 diluted EPS.","Record primary insurance-in-force of $232B, up 10% YoY; NIW $19B, down 25% YoY.","Losses incurred of -$10M (favorable reserve development); loss ratio -4% vs 22% in 1Q21.","PMIERs sufficiency 176% ($2.26B above requirements); book value per share $24.86.","Inaugural quarterly dividend of $0.14/share payable May 26, 2022 to holders of record May 9, 2022."],"urls":{"canonical":"https://secwatch.observer/filing/0001823529-22-000083","json":"https://secwatch.observer/filing/0001823529-22-000083.json","markdown":"https://secwatch.observer/filing/0001823529-22-000083.md","text":"https://secwatch.observer/filing/0001823529-22-000083.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1823529/000182352922000083/0001823529-22-000083-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1823529/000182352922000083/act-20220503.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-06-26T01:37:48.851861+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}