{"schema_version":"secwatch.filing_event.v1","accession":"0001823529-22-000158","form_type":"8-K","ticker":"ACT","cik":"0001823529","company_name":"Enact Holdings, Inc.","filed_at":"2022-07-07T23:59:59+00:00","discovered_at":"2026-05-14T18:03:57.248307+00:00","generated_at":"2026-06-24T19:54:22.680662+00:00","sec_items":["1.01","2.03","9.01"],"event_type":"debt","sentiment":"neutral","materiality_score":0.5,"calibrated_materiality_score":0.5,"confidence":"high","headline":"Enact Holdings enters $200M unsecured revolving credit facility; undrawn at close","bullets":["$200M revolving commitment, with option to increase by up to $100M on an uncommitted basis.","Unsecured facility matures in 5 years (June 2027) unless 2025 notes not refinanced, then May 2025.","Interest margins: 2.00% for SOFR loans, 1.00% for base rate; commitment fee 0.375% based on current debt ratings.","Financial covenants include min net worth (72.5% of closing net worth +50% of net income), max debt-to-cap 0.35:1, min liquidity $25M.","Facility undrawn at signing; proceeds for general corporate purposes."],"urls":{"canonical":"https://secwatch.observer/filing/0001823529-22-000158","json":"https://secwatch.observer/filing/0001823529-22-000158.json","markdown":"https://secwatch.observer/filing/0001823529-22-000158.md","text":"https://secwatch.observer/filing/0001823529-22-000158.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1823529/000182352922000158/0001823529-22-000158-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1823529/000182352922000158/act-20220630.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-06-24T19:54:22.680662+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}