---
schema_version: "secwatch.filing_event.v1"
accession: "0001823529-22-000158"
form_type: "8-K"
ticker: "ACT"
cik: "0001823529"
company_name: "Enact Holdings, Inc."
filed_at: "2022-07-07T23:59:59+00:00"
generated_at: "2026-06-24T19:54:22.680662+00:00"
event_type: "debt"
sentiment: "neutral"
materiality_score: 0.5
calibrated_materiality_score: 0.5
confidence: "high"
source: SEC EDGAR
---

# Enact Holdings enters $200M unsecured revolving credit facility; undrawn at close

## Summary
- $200M revolving commitment, with option to increase by up to $100M on an uncommitted basis.
- Unsecured facility matures in 5 years (June 2027) unless 2025 notes not refinanced, then May 2025.
- Interest margins: 2.00% for SOFR loans, 1.00% for base rate; commitment fee 0.375% based on current debt ratings.
- Financial covenants include min net worth (72.5% of closing net worth +50% of net income), max debt-to-cap 0.35:1, min liquidity $25M.
- Facility undrawn at signing; proceeds for general corporate purposes.

## SEC filing metadata
- accession: 0001823529-22-000158
- form_type: 8-K
- ticker: ACT
- cik: 0001823529
- company_name: Enact Holdings, Inc.
- filed_at: 2022-07-07T23:59:59+00:00
- event_type: debt
- sentiment: neutral
- materiality_score: 0.5
- calibrated_materiality_score: 0.5
- confidence: high
- sec_items: 1.01, 2.03, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/1823529/000182352922000158/0001823529-22-000158-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/1823529/000182352922000158/act-20220630.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0001823529-22-000158
- JSON: https://secwatch.observer/filing/0001823529-22-000158.json
- Plain text: https://secwatch.observer/filing/0001823529-22-000158.txt

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.