{"schema_version":"secwatch.filing_event.v1","accession":"0001823529-22-000160","form_type":"8-K","ticker":"ACT","cik":"0001823529","company_name":"Enact Holdings, Inc.","filed_at":"2022-08-01T23:59:59+00:00","discovered_at":"2026-05-14T18:03:57.248550+00:00","generated_at":"2026-06-24T06:36:31.909959+00:00","sec_items":["2.02","9.01"],"event_type":"earnings","sentiment":"positive","materiality_score":0.8,"calibrated_materiality_score":0.8,"confidence":"high","headline":"Enact Q2 GAAP net income $205M, EPS $1.25; ROE 20.1%","bullets":["Net income $205M ($1.25 diluted EPS) vs $165M ($1.01) Q1 and $131M ($0.80) Q2 2021.","Record insurance-in-force $238B (+9% YoY); NIW $17B (-35% YoY) on higher rates.","Loss ratio (26)%; $96M reserve release from favorable cure performance on COVID delinquencies.","Moody's upgraded Enact Mortgage IFSR to Baa1 from Baa2; entered $200M revolver on June 30."],"urls":{"canonical":"https://secwatch.observer/filing/0001823529-22-000160","json":"https://secwatch.observer/filing/0001823529-22-000160.json","markdown":"https://secwatch.observer/filing/0001823529-22-000160.md","text":"https://secwatch.observer/filing/0001823529-22-000160.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1823529/000182352922000160/0001823529-22-000160-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1823529/000182352922000160/act-20220801.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-06-24T06:36:31.909959+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}