{"schema_version":"secwatch.filing_event.v1","accession":"0001823529-23-000154","form_type":"8-K","ticker":"ACT","cik":"0001823529","company_name":"Enact Holdings, Inc.","filed_at":"2023-08-01T23:59:59+00:00","discovered_at":"2026-05-14T18:03:35.467594+00:00","generated_at":"2026-06-12T18:51:34.284595+00:00","sec_items":["2.02","8.01","9.01"],"event_type":"earnings","sentiment":"positive","materiality_score":0.8,"calibrated_materiality_score":0.8,"confidence":"high","headline":"Enact Q2 GAAP EPS $1.04, adj EPS $1.10; record $258B IIF; ups 2023 capital return to $300M","bullets":["GAAP net income $168M ($1.04/diluted); adjusted operating income $178M ($1.10/diluted).","Primary insurance-in-force record $258B, up 9% YoY; persistency 84%, NIW $15B.","Loss ratio of (2)% due to $63M reserve release; delinquency rate improved to 1.86%.","New $100M share repurchase authorization added to $75M program; dividend raised to $0.16/share.","Launched Enact Re, Bermuda reinsurer; Fitch upgraded EMICO to A- and senior debt to BBB-."],"urls":{"canonical":"https://secwatch.observer/filing/0001823529-23-000154","json":"https://secwatch.observer/filing/0001823529-23-000154.json","markdown":"https://secwatch.observer/filing/0001823529-23-000154.md","text":"https://secwatch.observer/filing/0001823529-23-000154.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1823529/000182352923000154/0001823529-23-000154-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1823529/000182352923000154/act-20230801.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-06-12T18:51:34.284595+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[{"claim_id":"6a31f694eccbef84ca707f63061aa171eaa455ef","claim":"Enact Holdings, Inc. reported quarter ended June 30, 2023 results: net income Net income was $168 million, EPS $1.04 per diluted share.","evidence_excerpt":"On August 1, 2023, Enact Holdings, Inc. (the “Company”) issued (1) a press release announcing its financial results for the quarter ended June 30, 2023","evidence_source":"SEC 8-K Item 2.02","evidence_url":"https://www.sec.gov/Archives/edgar/data/1823529/000182352923000154/0001823529-23-000154-index.htm","confidence":0.95,"family_label":"Earnings Releases","details":[{"label":"Period","value":"quarter ended June 30, 2023"},{"label":"Net income","value":"Net income was $168 million"},{"label":"EPS","value":"$1.04 per diluted share"},{"label":"Result","value":"reported results"}],"fact_type":"earnings_release"},{"claim_id":"acca20d513c0340d6026c08eaedf39cc949a9a1c","claim":"Enact Holdings, Inc. reported second quarter of 2023 results: net income Adjusted Operating Income of $178 million, EPS $1.10 per diluted share.","evidence_excerpt":"ENACT REPORTS SECOND QUARTER 2023 RESULTS _______________________________________ GAAP Net Income of $168 million, or $1.04 per diluted share","evidence_source":"SEC 8-K Item 2.02","evidence_url":"https://www.sec.gov/Archives/edgar/data/1823529/000182352923000154/0001823529-23-000154-index.htm","confidence":0.95,"family_label":"Earnings Releases","details":[{"label":"Period","value":"second quarter of 2023"},{"label":"Net income","value":"Adjusted Operating Income of $178 million"},{"label":"EPS","value":"$1.10 per diluted share"},{"label":"Result","value":"reported results"}],"fact_type":"earnings_release"},{"claim_id":"acca20d513c0340d6026c08eaedf39cc949a9a1c","claim":"Enact Holdings, Inc. reported second quarter of 2023 results: net income Adjusted Operating Income of $178 million, EPS $1.10 per diluted share.","evidence_excerpt":"ENACT REPORTS SECOND QUARTER 2023 RESULTS _______________________________________ GAAP Net Income of $168 million, or $1.04 per diluted share Adjusted Operating Income of $178 million, or $1.10 per diluted share","evidence_source":"SEC 8-K Item 2.02","evidence_url":"https://www.sec.gov/Archives/edgar/data/1823529/000182352923000154/0001823529-23-000154-index.htm","confidence":0.95,"family_label":"Earnings Releases","details":[{"label":"Period","value":"second quarter of 2023"},{"label":"Net income","value":"Adjusted Operating Income of $178 million"},{"label":"EPS","value":"$1.10 per diluted share"},{"label":"Result","value":"reported results"}],"fact_type":"earnings_release"}],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}