{"schema_version":"secwatch.filing_event.v1","accession":"0001823529-23-000208","form_type":"8-K","ticker":"ACT","cik":"0001823529","company_name":"Enact Holdings, Inc.","filed_at":"2023-11-01T23:59:59+00:00","discovered_at":"2026-05-14T18:03:30.748199+00:00","generated_at":"2026-06-09T03:09:17.993438+00:00","sec_items":["2.02","8.01","9.01"],"event_type":"earnings","sentiment":"positive","materiality_score":0.8,"calibrated_materiality_score":0.8,"confidence":"high","headline":"Enact Q3 net income $164M ($1.02/sh); declares $0.71 special dividend","bullets":["Net income $164M, diluted EPS $1.02; adjusted operating income also $164M ($1.02).","Record primary insurance-in-force $262B, up 8% YoY; persistency 84%; loss ratio 7%.","Quarterly dividend $0.16/sh and special dividend $0.71/sh, both payable Dec 5, 2023.","PMIERs sufficiency 162% ($2,017M above requirements); annualized ROE 14.9%.","Year-to-date share repurchases $78M; guiding to return $300M to shareholders in 2023."],"urls":{"canonical":"https://secwatch.observer/filing/0001823529-23-000208","json":"https://secwatch.observer/filing/0001823529-23-000208.json","markdown":"https://secwatch.observer/filing/0001823529-23-000208.md","text":"https://secwatch.observer/filing/0001823529-23-000208.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1823529/000182352923000208/0001823529-23-000208-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1823529/000182352923000208/act-20231101.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-06-09T03:09:17.993438+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[{"claim_id":"ea5754c8552ce35582a7591ad21cdba2c8e4dc7f","claim":"Enact Holdings, Inc. reported the third quarter of 2023 results: net income $164 million, EPS $1.02 per diluted share.","evidence_excerpt":"GAAP Net Income of $164 million, or $1.02 per diluted share","evidence_source":"SEC 8-K Item 2.02","evidence_url":"https://www.sec.gov/Archives/edgar/data/1823529/000182352923000208/0001823529-23-000208-index.htm","confidence":0.99,"family_label":"Earnings Releases","details":[{"label":"Period","value":"the third quarter of 2023"},{"label":"Net income","value":"$164 million"},{"label":"EPS","value":"$1.02 per diluted share"},{"label":"Result","value":"reported results"}],"fact_type":"earnings_release"}],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}