---
schema_version: "secwatch.filing_event.v1"
accession: "0001823529-23-000208"
form_type: "8-K"
ticker: "ACT"
cik: "0001823529"
company_name: "Enact Holdings, Inc."
filed_at: "2023-11-01T23:59:59+00:00"
generated_at: "2026-06-09T03:09:17.993438+00:00"
event_type: "earnings"
sentiment: "positive"
materiality_score: 0.8
calibrated_materiality_score: 0.8
confidence: "high"
source: SEC EDGAR
---

# Enact Q3 net income $164M ($1.02/sh); declares $0.71 special dividend

## Summary
- Net income $164M, diluted EPS $1.02; adjusted operating income also $164M ($1.02).
- Record primary insurance-in-force $262B, up 8% YoY; persistency 84%; loss ratio 7%.
- Quarterly dividend $0.16/sh and special dividend $0.71/sh, both payable Dec 5, 2023.
- PMIERs sufficiency 162% ($2,017M above requirements); annualized ROE 14.9%.
- Year-to-date share repurchases $78M; guiding to return $300M to shareholders in 2023.

## SEC filing metadata
- accession: 0001823529-23-000208
- form_type: 8-K
- ticker: ACT
- cik: 0001823529
- company_name: Enact Holdings, Inc.
- filed_at: 2023-11-01T23:59:59+00:00
- event_type: earnings
- sentiment: positive
- materiality_score: 0.8
- calibrated_materiality_score: 0.8
- confidence: high
- sec_items: 2.02, 8.01, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/1823529/000182352923000208/0001823529-23-000208-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/1823529/000182352923000208/act-20231101.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0001823529-23-000208
- JSON: https://secwatch.observer/filing/0001823529-23-000208.json
- Plain text: https://secwatch.observer/filing/0001823529-23-000208.txt

## Key facts
- Earnings Releases
  Enact Holdings, Inc. reported the third quarter of 2023 results: net income $164 million, EPS $1.02 per diluted share.
  - Period: the third quarter of 2023
  - Net income: $164 million
  - EPS: $1.02 per diluted share
  - Result: reported results
  source text: GAAP Net Income of $164 million, or $1.02 per diluted share
  evidence_url: https://www.sec.gov/Archives/edgar/data/1823529/000182352923000208/0001823529-23-000208-index.htm

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.