{"schema_version":"secwatch.filing_event.v1","accession":"0001823529-24-000101","form_type":"8-K","ticker":"ACT","cik":"0001823529","company_name":"Enact Holdings, Inc.","filed_at":"2024-05-01T23:59:59+00:00","discovered_at":"2026-05-14T18:03:20.411245+00:00","generated_at":"2026-06-03T03:12:10.047063+00:00","sec_items":["2.02","8.01","9.01"],"event_type":"earnings","sentiment":"neutral","materiality_score":0.75,"calibrated_materiality_score":0.75,"confidence":"high","headline":"Enact Q1 net income $161M ($1.01 EPS); board authorizes $250M buyback and 16% dividend hike","bullets":["Q1 net income $161M ($1.01 diluted EPS); adjusted operating income $166M ($1.04).","Record primary insurance-in-force $264B (+4% YoY); NIW $11B; loss ratio 8%.","PMIERs sufficiency 163% ($1,883M above requirements); S&P upgraded EMICO to A-.","Dividend increased 16% to $0.185/share payable June 13, 2024 to holders of record May 29.","New $250M share repurchase authorization; $24M remains on existing $100M program."],"urls":{"canonical":"https://secwatch.observer/filing/0001823529-24-000101","json":"https://secwatch.observer/filing/0001823529-24-000101.json","markdown":"https://secwatch.observer/filing/0001823529-24-000101.md","text":"https://secwatch.observer/filing/0001823529-24-000101.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1823529/000182352924000101/0001823529-24-000101-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1823529/000182352924000101/act-20240501.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-06-03T03:12:10.047063+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[{"claim_id":"9c6559bac62bf12cfa43dd431e7afa8901cbb82e","claim":"Enact Holdings, Inc. reported first quarter of 2024 results: net income $161 million, or $1.01 per diluted share, EPS $1.04 per diluted share.","evidence_excerpt":"Net income was $161 million, or $1.01 per diluted share, compared with $157 million, or $0.98 per diluted share, for the fourth quarter of 2023 and $176 million, or $1.08 per diluted share, for the first quarter of 2023. Adjusted operating income was $166 million, or $1.04 per diluted share","evidence_source":"SEC 8-K Item 2.02","evidence_url":"https://www.sec.gov/Archives/edgar/data/1823529/000182352924000101/0001823529-24-000101-index.htm","confidence":0.95,"family_label":"Earnings Releases","details":[{"label":"Period","value":"first quarter of 2024"},{"label":"Net income","value":"$161 million, or $1.01 per diluted share"},{"label":"EPS","value":"$1.04 per diluted share"},{"label":"Result","value":"reported results"}],"fact_type":"earnings_release"}],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}