{"schema_version":"secwatch.filing_event.v1","accession":"0001823529-24-000209","form_type":"8-K","ticker":"ACT","cik":"0001823529","company_name":"Enact Holdings, Inc.","filed_at":"2024-11-06T23:59:59+00:00","discovered_at":"2026-05-14T18:03:09.847290+00:00","generated_at":"2026-05-30T04:46:10.600979+00:00","sec_items":["2.02","9.01"],"event_type":"earnings","sentiment":"positive","materiality_score":0.75,"calibrated_materiality_score":0.75,"confidence":"high","headline":"Enact Q3 net income $181M, $1.15 EPS; record IIF $268B; announces $0.185 dividend","bullets":["GAAP net income $181M ($1.15 diluted), vs $184M ($1.16) in Q2 2024 and $164M ($1.02) in Q3 2023.","Adjusted operating income $182M ($1.16 diluted), down from $201M in Q2 on higher losses and lower reserve release.","Record primary insurance in-force $268B, up 2% YoY; NIW flat at $14B but down 6% YoY on estimated lower market share.","PMIERs sufficiency 173% ($2.19B above requirements); share repurchases $71M in Q3, $30M through Oct 31; $137M remaining authorization.","Quarterly dividend of $0.185/share declared, payable Dec 5 to holders of record Nov 18; FY capital return expected at high end of $300-350M range."],"urls":{"canonical":"https://secwatch.observer/filing/0001823529-24-000209","json":"https://secwatch.observer/filing/0001823529-24-000209.json","markdown":"https://secwatch.observer/filing/0001823529-24-000209.md","text":"https://secwatch.observer/filing/0001823529-24-000209.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1823529/000182352924000209/0001823529-24-000209-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1823529/000182352924000209/act-20241106.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-05-30T04:46:10.600979+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}