---
schema_version: "secwatch.filing_event.v1"
accession: "0001823529-24-000209"
form_type: "8-K"
ticker: "ACT"
cik: "0001823529"
company_name: "Enact Holdings, Inc."
filed_at: "2024-11-06T23:59:59+00:00"
generated_at: "2026-05-30T04:46:10.600979+00:00"
event_type: "earnings"
sentiment: "positive"
materiality_score: 0.75
calibrated_materiality_score: 0.75
confidence: "high"
source: SEC EDGAR
---

# Enact Q3 net income $181M, $1.15 EPS; record IIF $268B; announces $0.185 dividend

## Summary
- GAAP net income $181M ($1.15 diluted), vs $184M ($1.16) in Q2 2024 and $164M ($1.02) in Q3 2023.
- Adjusted operating income $182M ($1.16 diluted), down from $201M in Q2 on higher losses and lower reserve release.
- Record primary insurance in-force $268B, up 2% YoY; NIW flat at $14B but down 6% YoY on estimated lower market share.
- PMIERs sufficiency 173% ($2.19B above requirements); share repurchases $71M in Q3, $30M through Oct 31; $137M remaining authorization.
- Quarterly dividend of $0.185/share declared, payable Dec 5 to holders of record Nov 18; FY capital return expected at high end of $300-350M range.

## SEC filing metadata
- accession: 0001823529-24-000209
- form_type: 8-K
- ticker: ACT
- cik: 0001823529
- company_name: Enact Holdings, Inc.
- filed_at: 2024-11-06T23:59:59+00:00
- event_type: earnings
- sentiment: positive
- materiality_score: 0.75
- calibrated_materiality_score: 0.75
- confidence: high
- sec_items: 2.02, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/1823529/000182352924000209/0001823529-24-000209-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/1823529/000182352924000209/act-20241106.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0001823529-24-000209
- JSON: https://secwatch.observer/filing/0001823529-24-000209.json
- Plain text: https://secwatch.observer/filing/0001823529-24-000209.txt

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.