{"schema_version":"secwatch.filing_event.v1","accession":"0001823529-25-000121","form_type":"8-K","ticker":"ACT","cik":"0001823529","company_name":"Enact Holdings, Inc.","filed_at":"2025-04-30T23:59:59+00:00","discovered_at":"2026-05-14T18:02:49.945709+00:00","generated_at":"2026-05-23T02:38:22.529295+00:00","sec_items":["2.02","8.01","9.01"],"event_type":"earnings","sentiment":"positive","materiality_score":0.82,"calibrated_materiality_score":0.82,"confidence":"high","headline":"Enact Q1 net income $166M ($1.08 EPS); dividend raised 14% to $0.21; new $350M buyback","bullets":["GAAP net income $166M ($1.08 diluted EPS); adjusted operating income $169M ($1.10 diluted EPS).","NIW $10B (-26% QoQ, -7% YoY); primary IIF $268B (+2% YoY); loss ratio 12% (vs 8% YoY).","PMIERs sufficiency 165% ($2.0B above requirements); Fitch upgraded EMICO to A from A-.","Quarterly dividend raised 14% to $0.21/share, payable June 11; new $350M repurchase authorization.","Q1 share repurchases: 2.0M shares at avg $33.38; additional $21M through April 25."],"urls":{"canonical":"https://secwatch.observer/filing/0001823529-25-000121","json":"https://secwatch.observer/filing/0001823529-25-000121.json","markdown":"https://secwatch.observer/filing/0001823529-25-000121.md","text":"https://secwatch.observer/filing/0001823529-25-000121.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1823529/000182352925000121/0001823529-25-000121-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1823529/000182352925000121/act-20250430.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-05-23T02:38:22.529295+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}