---
schema_version: "secwatch.filing_event.v1"
accession: "0001823529-25-000121"
form_type: "8-K"
ticker: "ACT"
cik: "0001823529"
company_name: "Enact Holdings, Inc."
filed_at: "2025-04-30T23:59:59+00:00"
generated_at: "2026-05-23T02:38:22.529295+00:00"
event_type: "earnings"
sentiment: "positive"
materiality_score: 0.82
calibrated_materiality_score: 0.82
confidence: "high"
source: SEC EDGAR
---

# Enact Q1 net income $166M ($1.08 EPS); dividend raised 14% to $0.21; new $350M buyback

## Summary
- GAAP net income $166M ($1.08 diluted EPS); adjusted operating income $169M ($1.10 diluted EPS).
- NIW $10B (-26% QoQ, -7% YoY); primary IIF $268B (+2% YoY); loss ratio 12% (vs 8% YoY).
- PMIERs sufficiency 165% ($2.0B above requirements); Fitch upgraded EMICO to A from A-.
- Quarterly dividend raised 14% to $0.21/share, payable June 11; new $350M repurchase authorization.
- Q1 share repurchases: 2.0M shares at avg $33.38; additional $21M through April 25.

## SEC filing metadata
- accession: 0001823529-25-000121
- form_type: 8-K
- ticker: ACT
- cik: 0001823529
- company_name: Enact Holdings, Inc.
- filed_at: 2025-04-30T23:59:59+00:00
- event_type: earnings
- sentiment: positive
- materiality_score: 0.82
- calibrated_materiality_score: 0.82
- confidence: high
- sec_items: 2.02, 8.01, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/1823529/000182352925000121/0001823529-25-000121-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/1823529/000182352925000121/act-20250430.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0001823529-25-000121
- JSON: https://secwatch.observer/filing/0001823529-25-000121.json
- Plain text: https://secwatch.observer/filing/0001823529-25-000121.txt

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.