secwatch.observer — SEC 8-K summary
======================================

Issuer:     Enact Holdings, Inc. (ACT)
CIK:        0001823529
Form:       8-K
Filed at:   2025-04-30T23:59:59+00:00
Accession:  0001823529-25-000121
Event type: earnings
Sentiment:  positive
Materiality: 0.82
Item codes: 2.02, 8.01, 9.01
LLM model:  deepseek-v4-flash:cloud@v2

Enact Q1 net income $166M ($1.08 EPS); dividend raised 14% to $0.21; new $350M buyback
--------------------------------------------------------------------------------

- GAAP net income $166M ($1.08 diluted EPS); adjusted operating income $169M ($1.10 diluted EPS).
- NIW $10B (-26% QoQ, -7% YoY); primary IIF $268B (+2% YoY); loss ratio 12% (vs 8% YoY).
- PMIERs sufficiency 165% ($2.0B above requirements); Fitch upgraded EMICO to A from A-.
- Quarterly dividend raised 14% to $0.21/share, payable June 11; new $350M repurchase authorization.
- Q1 share repurchases: 2.0M shares at avg $33.38; additional $21M through April 25.

Source:
  EDGAR index:    https://www.sec.gov/Archives/edgar/data/1823529/000182352925000121/0001823529-25-000121-index.htm
  Primary doc:    https://www.sec.gov/Archives/edgar/data/1823529/000182352925000121/act-20250430.htm
  HTML page:      https://secwatch.observer/filing/0001823529-25-000121

License: Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer